Ok, this post isn’t intended to debate exactly how many “uninsured U.S. citizens” we have in this Country.
What is widely accepted about the uninsured is this, 45% of the unisured in this Country fall in the 18 to 25 yr-old age bracket. Another 7% are in the 25 to 35-yr-old bracket. The key thing to remember here is that the vast majority of the individuals in this age bracket, who are uninsured, are uninsured because they choose not to purchase health care coverage. They have access to health care insurance, however, they choose not to purchase it. Isn’t that their right?
To my way of thinking, the “right” not to be forced into purchasing health coverage is a basic one. It is a matter of individual choice.
NOT ANY LONGER.
Senate Bill Would Fine People More Than $1,000 for Refusing Health Care Coverage
WASHINGTON — Americans who refuse to buy affordable medical coverage could be hit with fines of more than $1,000 under a health care overhaul bill unveiled Thursday by key Senate Democrats looking to fulfill President Barack Obama’s top domestic priority. (Who defines “affordable” – the politicians?) http://www.foxnews.com/politics/2009/07/02/senate-democrats-trim-cost-health-care/
The Congressional Budget Office estimated the fines will raise around $36 billion over 10 years. Senate aides said the penalties would be modeled on the approach taken by Massachusetts, which now imposes a fine of about $1,000 a year on individuals who refuse to get coverage. Under the federal legislation, families would pay higher penalties than individuals. (and later, when the Government needs more money – the fines will be what?). http://www.foxnews.com/politics/2009/07/02/senate-democrats-trim-cost-health-care/
In a revamped health care system envisioned by lawmakers, people would be required to carry health insurance just like motorists must get auto coverage now. (Not really, you can always choose not to have a car, to use public transportation, as many people in large cities like L.A., N.Y. and Chicago do – or people can share an auto – not so with Obama Care – if you breathe you pay.)
Called “shared responsibility payments,” the fines would be set at least half the cost of basic medical coverage, according to the legislation. The goal is to nudge people to sign up for coverage when they are healthy, not wait until they get sick. (Read on – the numbers don’t add up already – they don’t care if you sign up for coverage or not – as long as they get your money) http://www.foxnews.com/politics/2009/07/02/senate-democrats-trim-cost-health-care/
“Obama Care” is also setting up a system that will end employer sponsored health care ….. you doubt that …. read on.
The Senate Health Education, Labor and Pensions bill also calls for a government-run insurance option to compete with private plans as well as a $750-per-worker annual fee on larger companies (larger is defined as 25 employees or more – does 25 seem large to you?) that do not offer coverage to employees … and
In 2008, employer-provided coverage averaged $12,680 a year for a family plan, and $4,704 for individual coverage, according to the Kaiser Family Foundation’s annual survey. (Wait just one minute – doesn’t the law say the “fine” will be at least 1/2 of the cost of a private policy, well then, one half of $4,700 is $2,350 – the law hasn’t even passed and the price just went up. The fine for a family would be 1/2 of $12,680 or $6,340 a year – are they kidding?). http://www.foxnews.com/politics/2009/07/02/senate-democrats-trim-cost-health-care/
Let me see if I understand this – an employer can choose between continuing a $12,680 plan or paying $750 to the Government. Kiss your employer sponsored program good-bye – say hello to an IRS like health care program where the government picks your doctor and hospital for you.
Think you might be able to skate on paying the fine … think again … “The fines would be collected through the income tax system.” http://www.foxnews.com/politics/2009/07/02/senate-democrats-trim-cost-health-care/
As we consider the health-care debate, I think we need to look at the numbers. The population of the United States is right at 300 million. According to various sources, there are somewhere around 45 million without health insurance. That tells us that 255 million of us have health insurance. So 85 percent of us have coverage. In 2006 an ABC News poll found that 89 percent of Americans are satisfied with their coverage. So what about the 45 million without health insurance? The Taxpayer Network says about 12 million of them are illegal aliens. (25% of the unisured). http://www.news-journalonline.com/NewsJournalOnline/Opinion/Editorials/opnOPN13070209.htm
So 85% of us are Insured, 15% of us are not. One half of the uninsured (7.5%) are aged 19-35 and many of those are uninsured by choice. One quarter of the uninsured are illegal aliens (3.75% of the total) – http://www.news-journalonline.com/NewsJournalOnline/Opinion/Editorials/opnOPN13070209.htm
In Los Angeles County, CA, over 50% of the unisured patients are illegal aliens. http://www.foxnews.com/story/0,2933,150750,00.html
Will these “illegals” have to pay the $1,000 stealth health tax – or as previously reported in the Fox article, above, will they conitnue to receive “free care” that U.S. citizens must pay for?
Back to the numbers, 15% of the Country is uninsured, 7.5% don’t want to spend money on healthcare insurance, 3.75% are here illegally and want “free medical care” paid for by the U.S Taxpayer, that leaves us with 3.75% of the population who do not have medical insurance. One half of that number (1.875%) are children under the age of 19.
“Another larger group is children. In Florida we have the Healthy Kids program that will cover any child in the state up to age 19. This is guaranteed issue coverage and for most families the monthly cost is nothing. Every state has the same type of program. It is estimated there are 11 million children without coverage. So every child should be covered. All the parent has to do is apply.” http://www.news-journalonline.com/NewsJournalOnline/Opinion/Editorials/opnOPN13070209.htm
For a listing of the various State Funded Progarms for children visit this site: http://www.govbenefits.gov/govbenefits_en.portal_nfpb=true&_pageLabel=gbcc_page_quicksearch&_nfls=false&mode=results&category=HEA
So some number, under 2% of the population, needs assistance in securing medical insurance. Primarily those with pre-existing conditions. Why destroy freedom of choice and the greatest medical delivery system on the face of the earth when the issue is helping 2% of the population. Can’t we reach the desired outcome without destroying a system that 90% of the population is happy with?
These politicians are really screwy. Consider this, 1/2 the cost of an individual health policy is $2,350. The cost of a package of ciagrettes a day for a year is – $2, 280. Wanna bet what goes up faster, the premium on the Government’s Health Care Program or the cost of a pack of smokes?
Isn’t it time to stop, clearly define our goals and then explore the best way to reach them. The answer isn’t in attempting to provide full medical coverage to anyone who crosses our borders – as kind hearted as that sounds, America cannot afford it. The answer shouldn’t be in a Government Run Program, complete with hidden taxes, no competition and a loss of the freedom to simply say “no” – I don’t want to participate, if that is how an individual feels.
Remember this – The “PLAN” – if it succeeds – will only provide coverage to 90% of the country – 85% of the country is already insured. A $4 trillion dollar cost to taxpayers to only add 1 out of every 3 of the uninsured and at what cost in terms of quality of care and the freedom to pick your own doctor and hospital.
Ask Your Congressperson and Senator if they plan to give up their “private coverage”, paid for by the Taxpayers, to particiapte in this “Plan”. Of course, you already know the answer to that question. This plan is “good enough” for you and I, but they will never give up their “private coverage”. How about all of the State and Federal Government Employees, will they join the rest of the Citizens in Obama Care – or will they keep their taxpayer funded benefit packages?