CBO Report Exposes Massive Cost Increases In Obama Care For Middle Class And Working Poor

The following was released by the Congression Budget Office. You can read the CBO release here: http://cboblog.cbo.gov/?p=363 , http://www.cbo.gov/ftpdocs/106xx/doc10618/09-22-Analysis_of_Premiums.pdf 1). The Government will offer diferent plans at different prices- better coverge will cost you more ….. 2). Obama Care will include deductibles and co-payments – they won’t be called copays or deductibles – they are calling that “cost sharing payments” – how cute – “cost sharing” – we all like to share don’t we ….. FROM THE DIRECTOR OF THE CBO – The analysis focuses on enrollees who purchase one of the low-cost “silver” plans offered in the exchanges because federal subsidies would be tied to the premiums of those plans. Such a plan would have an actuarial value of 70 percent, which represents the average share of costs for covered benefits that would be paid by the plan. Under the proposal, premiums would vary by geographic area to reflect differences in average spending for health care and would also vary by age, but the table shows the approximate national average of premiums—about $4,700 for single policies and about $14,400 for family policies in 2016. Enrollees could purchase more extensive coverage or a more expensive plan for an additional premium. (NOTE: These are “average” costs based on geographical region – certain areas will pay significantly more) Under the proposal, the maximum share of income that enrollees would have to pay for a low-cost “silver” plan in 2013 would range from 3 percent for those with income equal to the FPL to 13 percent for those with income equal to 300 percent of the FPL. Those with income between 300 percent and 400 percent of the FPL would have the same 13 percent cap. After 2013, those income caps would all be indexed so that the share of the premiums that enrollees paid (in each income band) would be maintained over time. As a result, the income caps would gradually become higher over time; they are estimated to range from 3.2 percent to 13.9 percent in 2016. A family of four, for example, would have to pay premiums of about $1,400 if its income was $30,000 (about 125 percent of the projected FPL in 2016), or $8,300 if its income was $66,000 (or 275 percent of the FPL). Plus deductibles and co-pays. $8,300 – for the “low cost plan”. CBO also estimated the sum of enrollee premiums and average cost-sharing amounts (co-pays & deductibles) for the middle of each income band and the average share of income that such spending would represent. For single enrollees, premiums plus cost-sharing payments would range from about $1,200 for those with income of about $14,700 (8.1% for those with an income of $14,700 – th epoorest in the nation) , to $6,300 for those with income above $34,000 (or 18.5% of that income). For families, premiums plus cost-sharing payments (co-pays and deductibles) would range from about $2,900 for those with income of $30,000, to nearly $20,000 for those with income above $96,000 (or 21% of a family income of 96,000) – for the low cost “silver” plan. A family of 4 with an income of $96,000 is not rich – how can they possible afford a $20,000 premium – for the “low cost” silver plan. http://cboblog.cbo.gov/?p=363 , http://www.cbo.gov/ftpdocs/106xx/doc10618/09-22-Analysis_of_Premiums.pdf

The 5 Health Care Promises Obama Won’t Keep – From CBS News/NY Times/Politico

FROM CBS NEWS:

On the campaign trail last year, President Obama laid out several specific promises for health care — both during the Democratic primaries and during the general election campaign. And in his first year in office, President Obama has made comprehensive health care reform the centerpiece of his domestic agenda.

But what happened to those promises?

1. No Individual Mandate   (Long gone ……),  2. Complete Transparency – Candidate Obama promised that health care deliberations with Congress and special interests would be transparent to the extreme. (Democrats have now voted against posting the final bill along with the CBO cost estimate for 72 hours before a final vote). 3. Enable the Government to Directly Negotiate Drug Prices. 4. Allow Drug Importation, Drug prices and importation went out the window when Obama cut a “bcak room dela” with drug makers for cash that is being used to run the current “pro-reform” commercials. 5. Lower Premiums by $2,500 for a Family of Four, a real laugher -

CBS states the following – “If you’ve got health insurance through your employer, you can keep your health insurance, keep your choice of doctor, keep your plan,” Mr. Obama said in his Oct. 15, 2008 debate against McCain. “The only thing we’re going to try to do is lower costs so that those cost savings are passed onto you. And we estimate we can cut the average family’s premium by about $2,500 per year.”  “recent studies also dispute whether Mr. Obama’s cost saving mechanisms will work.”, “Although different types of preventive care have different effects on spending, the evidence suggests that for most preventive services, expanded utilization leads to higher, not lower, medical spending overall,” CBO Director Doug Elmendorf,

“the health care legislation coming out of the Senate Finance Committee could even actually result in higher premiums for customers — the insurance industry is threatening that the $6 billion industry-wide fee and other taxes Sen. Baucus has proposed will be passed on to consumers.”  (citing the NY Times – another conservative publication – http://www.nytimes.com/2009/09/17/health/policy/17insure.html?_r=1  

More Unknowns

consumers will face what would amount to a tax on their health benefits. During the campaign, Mr. Obama adamantly opposed taxing health care benefits, but Baucus’ bill in the Senate would impose a tax on insurers for plans worth more than $8,000. The president endorsed this proposal during his speech to a joint session of Congress this month, even though nonpartisan analysis suggests the intent of the tax is to shift people to cheaper plans.                                                                                                                                                                                         (Citing a Politico article here: http://www.politico.com/news/stories/0909/27368.html#ixzz0Rhe7a1QJ )

Read the whole CBS article here: http://www.cbsnews.com/stories/2009/09/21/politics/main5326987.shtml

To these 5 broken promises you can add: 6). The plan will be deficit neutral, 7). That you can keep your current plan – read the Politico article which admits that the intended result is to “shift” those with “comprehensive”, “cadillac plans” to “cheaper” plans with the “saved” money be shifted to those currently without coverage, 8) there will be no cuts in medicare (say good bye to “Medicare Advantage”, it won’t be cut – it will be eliminated), 9). Federal Funding of Abortion – a dozen amendments have been offerred specifically stating that prohibition of Federal Funding of abortion will be extended to this reform – the Dems have voted down each and every amendment.

Contact Your Elected Officials Today: http://www.usa.gov/Contact/Elected.shtml

Dems Reject Health Care Amendment To Prevent Federal Funding Of Abortion

HATCH AMENDMENT TO PROHIBIT FUNDING FOR ABORTION NARROWLY DEFEATED

 

WASHINGTON – A Senate committee today narrowly defeated Sen. Orrin Hatch’s amendment to the Senate Health, Education, Labor and Pensions (HELP) Committee’s health care reform bill to prohibit federal dollars from being used to fund abortions except in cases of rape, incest or to protect the life of the mother.

Hatch (R-Utah) was dismayed by the HELP Committee’s 12-11 vote against his amendment to the proposed Affordable Health Choices Act.

“The right to life is a fundamental value cherished by most Americans, regardless of their political affiliation,” said Hatch, a member of the HELP Committee. “Yet unless abortion is specifically excluded from this bill, the secretary of Health and Human Services could mandate coverage of abortion, arguing it is an ‘essential health care benefit’ and is ‘necessary for meeting minimum qualifying coverage.’ ”

Last week, the HELP Committee adopted language to require “essential community providers,” which includes abortion providers, to be included in health insurance networks. While Hatch was assured that amendment, which defines Planned Parenthood clinics as “essential community providers,” would not require insurance plans to cover abortion, he wanted language in the bill to ensure that did not happen.

“That is why today’s vote is so puzzling,” Hatch said. “If last week’s amendment does not sanction taxpayer-funded abortions, as its proponents have said, then why strike down an amendment to ensure that it doesn’t? That is hardly reassuring to Americans who believe in the sanctity of human life.”

http://hatch.senate.gov/public/index.cfm?FuseAction=PressReleases.Print&PressRelease_id=75f521c9-1b78-be3e-e037-41a1d18d66c3&suppresslayouts=true

http://www.deseretnews.com/article/content/mobile/705316666/Hatch-loses-fight-on-abortion-funding.html

http://connect2utah.com/content/fulltext/?cid=53011

Read what the Pro-Abortion site NARAL’s www.prochoice california.org had to say about the vote and compare NARAL’s comments to the President’s:  http://www.prochoicecalifornia.org/news/headlines/200907132.shtml

WHAT HAPPENED TO THE PRESIDENT’S PLEDGE? 

Can’t we trust the Presdient at his word?

Contact your elected representatives: http://www.usa.gov/Contact/Elected.shtml

Health Care Reform: Dems Defeat Amendment to Guarantee American’s Right To Keep Existing Insurance Policy

Senator Orin Hatch, Utah, made the following comments prior to submitting the following list of proposed amendments to the Health Care reform Act:

Hatch believes we should “do exactly what American families are demanding – step back, take a deep breath and start over on a truly bipartisan bill,” he filed numerous amendments in hopes to protect middle class families from tax increases, ensure continued access to quality care for seniors, promote prudent and proven tort reform, and stop out of control government spending. 

Hatch’s amendments include:

- An amendment to exempt any middle-class American family from tax increases of any kind in this bill.

- An amendment to stop the implementation of the bill if more than 1,000,000 Americans lose their current health care coverage because of the bill.

– An amendment to prohibit federal health care funds from being spent on abortions.

- An amendment to restore and protect the Medicare Advantage Program, which is enjoyed by almost 10 million seniors

- An amendment to reign in trial lawyer awards in health care lawsuits.

- An amendment to preserve health flexible savings accounts — accounts which millions of Americans use to pay for health care services.

- An amendment to strike the new taxes being imposed on medical devices such as hospital beds and hearing aids, which will simply be passed on to American families.

- An amendment to protect tax payer dollars and prohibit funding in the bill from going to groups such as ACORN.

http://hatch.senate.gov/public/index.cfm?FuseAction=PressReleases.Detail&PressRelease_id=e2257082-1b78-be3e-e09b-32f8a27c14ce

Hatch was one of the original members of the “Gang Of Seven”, working towards a bi-partisan health care reform, however, Hatch left the group in July, saying “Democratic leadership did not give Democrats enough flexibility to seek true compromise.”

Hatch complained Tuesday that the bill “contains almost $350 billion in new taxes on American families and businesses. This at a time when we are facing some of the toughest economic conditions our nation has ever seen.”

http://www.deseretnews.com/article/705331872/Hatch-wants-reset-in-health-care-reform.html?linkTrack=rss-30

ON A PARTY LINE VOTE, DEMOCRATS REJECTED THESE SUGGESTED AMENDMENTS.

That is correct, Democrats rejected an amendment that would guarantee that Amewricans could keep the policy they currently have and that “if” the proposed health care reform would result in more than 1 Million Americans being forced to give up their current Health Care plan, implementation of the reforms would be blocked. THIS AMENDMENT WOULD BE CONSISTENT WITH THE PRESIDENT’S REPEATED PLEDGE THAT NO ONE WOULD BE FORCED TO GIVE UP THEIR CURRENT POLICY ….. Why then did the Democrats vote down this Amendment?

Answer: Even at this early stage three of the President’s “promises” are being ignored and broken. 1) Medicare is being cut. 2). Seniors are being forced out of Medicare Advantage – 20 Million Seniors will lose that coverage – a coverage many seniors living in rural areas are dependent on and 3). The plan is not deficit nutral – that is why the Democrats also voted to proceed to a final vote before the bi-partisan Congressional Budget Office can score the “true cost” of the final bill once it is drafted.

Why rush? Why not take the time and read the bill and get a final “projected” price tag before you force this mess upon the taxpayers. The Democrats also voted to  proceed to a final vote before the final bill is printed and placed on-line.

Just like with the other hugh spending bills – the Dmeocarts want to pass legislation in the dark of night, with as little transparency as possible.

Is this so they can later claim, “I don’t know what was in the bill, I didn’t have time to read it”. On a party line vote the Democrats voted down amendments to require that the CBO cost analysis and final draft of the bill be placed on line for 72 hours, prior to the final vote. A mere 72 hours. Just 3 days. What is the rush?

President Obama made a campaign pledge that in his Administration all legislation would be available on line for review by the American people, for 5 DAYS, before a final vote. 5 days not 3.

Isn’t this Presdient’s word worth anything?

“5 days”, transparency, “you can keep your policy”, “no abortion funding”, “deficit neutral”, “no medicare cuts” ………. wow, zero for 6!

Contact your elected officials today: http://www.usa.gov/Contact/Elected.shtml

Victims and Villians – Obama’s Health Care Reform Address To Congress Tonight

Obama will pend 30 minutes speaking to Congress tonight, trying to repackage and sell his stale health care reform plans that have failed to sway the American People.

What will Obama say tonight – Here are the 10 main themes he will relay to Congress and try to sell to the American people .

1).  The Public Option won’t impact the availability of Private Insurance. The President refuses to acknowledge this is simply not so. The Public Option will eventually take over the whole marketplace, which is, after all, exactly what Candidate Obama claimed he wanted in the 1st place. Obama wants “everybody in – nobody out” of Government run health care. He has already said so …..

2). The “Public Option” or Government run health care doesn’t lead to health care rationing. Obama will tell us that claims to the contrary are falsehoods. Despite the fact that every “Single Payor” system in the world rations health care – President Obama will continue to deny that fact. As we now know, contrary to the Presidents previous claim, AARP states it has not endorsed this plan. 

3). That the current proposals don’t call for death panels – despite the fact that the plan, while not calling the panels “death panels” provides for panels to “set the criteria ” for ” health care rationing” and that the proposal does not guarantee that “age” or “disabling condition” won’t be used as the basis of denying care to individuals. While the President is correct, the proposal does not say “and death panels will deny care” the act does say that panels will be established and that those panels will set the criteria for who gets care and when. This is happening in the “Government run” health care plan in Oregon. Watch the interview of the “Chairman” of Oregon’s Death Panel. The legislation may not call them “death pamels” – but that is what the panels hand out – death. Yes, this woman sucumbed to her cancer and no, the State didn’t reverse its position but instead it continued to deny her care.

4). That the Government Run Health Care Program won’t increase our taxes or the National debt – that it pays for itself ……. that reports from the Congressional Budget Office that the plan will cost Trillions is false ……

5).  That the proposal doesn’t shift payments from Medicare and Medicaid – despite the fact that it does exactly that. $500 Billion will be cut from the Medicaid program or nearly $5,000 for every senior in the Country. ($500 Billion divided by 100 Million Seniors is $5,000 per Senior – how can that amount not be noticed).

6). That the proposed “Government Run Health Care” doesn’t pay for the treatment of  illegals – when it does exactly that …… “Are the American Taxpayers expected to be the HMO to the World?”

7). That “Obamacare” doesn’t allow for the use of Federal Tax Funds to pay for abortions …. even though factcheck.org says this,

“The truth is that bills now before Congress don’t require federal money to be used for supporting abortion coverage. So the president is right to that limited extent. But it’s equally true that House and Senate legislation would allow a new “public insurance plan” to cover abortions, despite language added to the House bill that technically forbids using public funds to pay for them. Obama has said in the past that “reproductive services” would be covered by his public plan, so it’s likely that any new federal insurance plan would cover abortion unless Congress expressly prohibits that. Low- and moderate-income persons who would choose the “public plan” would qualify for federal subsidies to purchase it. Private plans that cover abortion also could be purchased with the help of federal subsidies.”  The President may or may not recycle his “false witness” allegation tonight. http://www.factcheck.org/2009/08/abortion-which-side-is-fabricating/

8). That only special interest groups and Insurance companies are behind opposition to his Health Care Reform ……

9). That Republicans have no alternative – that is right – despite the fact that the Republicans have had 800 amendments rejected by the Democrats – the President will continue to claim that the Republicans have offered no alternatives – 800 rejected amendments including 8 that would have specifically prohibited using Federal Tax Dollars to fund abortions.

Do you believe the White House hasn’t seen this Commercial?

10). The President will also spend time demonizing Republicans, Insurance Companies, Conservatives, The Right Wind and Doctors, demonize anyone who has a different vision.  THE PRESIDENT WILL SAY SOMETHING STRIKINGLY CLOSE TO THIS – “THERE IS NO  TIME FOR ADDITIONAL DELAY- EITHER THE REPUBLICANS JOIN US NOW OR WE WILL ACT WITHOUT THEM”. Ignoring the fact that the American People have spoken out against his plan while knowing full well it is his, Obama’s, party that is blocking meaningful reform. Listen closely, the President is telling the American people that “he knows what is best”.

The Question that will be answered over the next weeks? Will moderate Democrats allow the President to force his extreme changes on the American People without their consent?   

Same old movie, same old rerun – just a new time slot! 

This has been the Obama storyline to date and Obama will be sticking to it tonight.   

Three things you won’t hear tonight:

1). We will embrace the Republican’s suggestion and address tort reform, an idea embraced by the the American People and America’s Doctors.

2). That America’s doctors will be invited to participate in this process and that Obama will pledge to stop demonizing our Doctors as a bunch of greedy individuals who have no interest in our wellfare and are only in medicine to make money by doing unnecesssary surgery and tests. (http://www.takebackmedicine.com/petition , http://finance.yahoo.com/news/Sermo-Announces-10000-US-bw-3617439464.html?x=0&.v=1 ).

More than a bit of exaggeration here,  Medicare pays a surgeon between $740 and $1,140 for a leg amputation. Is the point  “preventaive care” or the fact that Obama doesn’t bother to check his numbers before he makes his claims?  

3). That we will open up competition between the existing 1300 insurance companies and let them compete in every state, that we will cut the administrative costs caused by current government reporting, that we will get the Government out of its current position where it stands between patient and doctor, that what is needed is less Government not more Government.   

Lastly, you will never hear the President explain why his top medical advisor,  Dr. Ezekiel Emanuel, the brother of  Obama’s Chief of Staff, Rahm Emanuel, is a champion of the movement to deny care to chronically or critically ill patients and let them die, as a legitimate way to reduce medical costs in this Country. The Group in this video is discussing how to organize the so called “death panels” that Obama claims don’t exist.  

The Hastings Center, mentioned  in the Video, to which Ezekiel Emanuel belongs is, according to its own Web Site,  “The Hastings Center, founded in 1969, as an independent, non-profit bioethics research institute based in the United States. It is dedicated to the examination of essential questions in health care, biotechnology, and the environment.” “The center’s projects, carried out by interdisciplinary research teams, range from “stem cell politics“, to “globalization” and its impact on health status, to “science in the age of big pharma”. Primary research areas include genetics and biotechnology, health care and health policy, ethics, science, the environment, and international science ethics. The center strives to frame and explore issues that inform professional practice, public conversation, and social policy.

“Hastings Center Guidelines on the Termination of Life-Sustaining Treatment and the Care of the Dying” can be read here. http://www.thehastingscenter.org/Research/Detail.aspx?id=1202

 Hasting Center activities on “Designing Life” can be read here: http://www.thehastingscenter.org/Research/Detail.aspx?id=3276

The Hasting Center On Going to Meet Death: The Art of Dying in the First Part of the Twenty-First Century, can be accessed here: http://www.thehastingscenter.org/Publications/HCR/Detail.aspx?id=3728 – another tome on the benefits of assisted suicide.

The Hastings Center on “Enhancing Humans, Controlling Evolution” can be read here: http://www.thehastingscenter.org/Publications/HCR/Detail.aspx?id=3730

The hidden agenda of the President’s Health Care Reform? Read what his advisors write!

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